Responsible Financing
How We Can Support You Financially
Technical and financial support for the creation of small and medium-sized enterprises, tailored to your reality and needs
Assistance in navigating government grants suited to your project
Repayable Financing
Responsible Fund
Youth Strategy Fund
Transfer Fund
Green Fund / Digital Fund
Non-Repayable Financing
M.I.L Program
PCAN Program
Responsible Fund
This fund aims to support the start-up, expansion, consolidation, modernization, or acquisition of a business within the SADC du Haut-Saguenay territory. The SADC will prioritize financial activities in projects that create and maintain jobs in the region and demonstrate potential for profitability and growth in eligible sectors, provided the intervention does not affect competition.
Youth Strategy Fund
Fund for young entrepreneurs aged 18 to 39
The SADC Youth Strategy Fund’s main objective is to foster entrepreneurship and curb the migration of young people to major urban centers. In addition to financing, the SADC develop and participate in various youth projects to inspire young people to stay in the region or start their own businesses! For over 30 years, the SADC have been preparing the next generation of entrepreneurs in the region.
Green strategy
Quebec SMEs now have access to financing dedicated to adopting concrete eco-responsible practices. This fund supports projects such as energy efficiency, waste management, and GHG emissions reduction.
Loan between $10,000 and $50,000
2-year interest-free period, then prime rate + 0%
Repayment term: maximum 5 years
Must be part of a strategic reflection
Must lead to actionable implementation
Digital strategy
Accelerate your digital transformation with the Digital Strategy Fund. To remain competitive, SMEs in the regions can now modernize their processes with financial support for implementing management systems, automation, IT security, and much more.
Loan between $10,000 and $50,000
2-year interest-free period, then prime rate + 0%
Repayment term: maximum 5 years
Must be part of a strategic reflection
Must lead to actionable implementation
Transfer strategy
The Transfer Strategy Fund is here to support you! This financing program is designed to facilitate the transfer of your SME, whether for a family succession or a new acquisition.
Loan between $10,000 and $50,000
2-year interest-free period, then prime rate + 0%
Repayment term: maximum 5 years
Minimum acquisition of 15%
M.I.L program
***TERMINÉ POUR 2024-2025***
For the implementation or support of collective projects that promote economic development in Quebec regions.
The local intervention measure allows the initiation, support, or financing of promising collective projects in our territory that address a specific economic challenge.
For more information, please contact:
PCAN program
***Programme suspendu***
The PCAN was created by the Government of Canada to help Canadian businesses become even more innovative and creative in the world of e-commerce, enabling them to reach their target audience and become more competitive through two concrete actions:
The establishment of an e-commerce advisory team
The provision of micro-grants valued at $2,400
Key Contacts
Valérie Dubé
General Manager
A certified Eco-Advisor holding a Master’s degree in Eco-Consulting and Applied Sustainable Development, Valérie has been serving as an Eco-Advisor at SADC since 2008. She has contributed to integrating sustainable development principles into SADC and has been involved in launching numerous projects. Whether through the creation of specialized tools or direct support, her primary focus is on small and medium-sized enterprises.
Since 2022, she has held the position of Deputy Director, allowing her to gain experience in the administrative side of the organization and broaden her professional expertise.
Partners
